In 2004, online consumer spending was at a record $65.1 billion.  More and more people are attracted to the ease of online shopping and are spending higher amounts.  Unfortunately, the chances of becoming a victim of Internet fraud are also increasing.  The Internet National Fraud Center Watch reported that the average loss to fraud victims for just the first six months of 2005 was $2,579.   This is compared to the $895 average for all of 2004.   Complaints relating to general merchandise purchases (goods never received or misrepresented) accounted for 30% of Internet fraud complaints, and auction purchases (goods never received or misrepresented) topped the list at 44%.

A keylogger is a program that runs in your computer’s background secretly recording all your keystrokes. Once your keystrokes are logged, they are hidden away for later retrieval by the attacker. The attacker then carefully reviews the information in hopes of finding passwords or other information that would prove useful to them.  For example, a keylogger can easily obtain confidential emails and reveal them to any interested outside party willing to pay for the information.